Welcome to the October edition of The Money Minute! With fall in full swing and the holidays just around the corner, it's a great time to stay intentional with your money. Whether you're planning ahead for holiday spending, working on debt payoff, or building consistent habits, this month's tips will help you stay on track.
Fall Reset: 3 Months to Finish the Year Strong
With just 3 months left in the year, now is the perfect time to reset and get ahead on those New Year's resolutions. Here's the truth: January isn't the only time we get a fresh start.
As we start the final quarter of 2025, it's the perfect moment to pause and ask: What do I want the rest of this year to look like?
Maybe you want to re-commit to saving, get back on track with a routine, or finally pick up a goal you set aside in the spring. Whatever it is, you don't need to do everything at once. Choose one or two priorities that matter most. Small steps taken now can build real momentum heading into the new year.
So treat these next 3 months as preparation for January -- a built-in reminder that fresh starts aren't limited to January 1.
Ask yourself:
- What goals from January have drifted off my radar?
- What one step could I take this month to get back on track?
- If I started fresh today, what would I want December to look like?
Money Mindset: Aligning Spending with Values
Money is a tool, not the end goal. Spend with intention so your choices reflect what matters most. For some, that's family. For others, it's experiences, security, or freedom.
Ask yourself: Does this purchase align with my values? When it does, you'll feel more confident and satisfied with your money decisions.
Try this: Write down your top 3 values and check your last 5 purchases. Do they match up?
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